Adding expenses
- Amount-first entry
- Description and category
- 9 categories with icons
- Choose who paid
- Choose who was involved
- Attach a receipt from camera or gallery
- Unlimited expenses — no daily caps or cooldowns
- Expenses with or without a group
Features
Everything you need to split fairly. Nothing you don't.
From a two-person coffee to a ten-person villa weekend, Splitoon keeps every shared expense exact, every balance clear, and every friend on the same page.
- ways to split
- 3ways to split
- precision, always
- 1¢precision, always
- ads
- 0ads
- expenses, free
- ∞expenses, free
Add expense
Amount first. Split it your way.
Type the total the moment you know it — the details come after, the way people actually remember a bill. Then choose who was in and how to divide it.
- Split equally, by exact amounts, or by shares
- Live “left to assign” check so exact splits always add up
- Nine categories, from Rent and Utilities to Food & drink
- Pick who paid — you or anyone in the group
- Snap or attach a receipt photo — everyone in the group can see it
Balances
One clear number per person.
See your overall position at a glance, then who owes you and whom you owe — across every group, rolled up per friend.
- Overall total, plus owed-to-you and you-owe split out
- Filter by Everyone, Owes you, or You owe
- Search people by name
- Tap a friend for your shared history with them
- Mint for money coming back, coral when you owe — always with a word label
Groups & invites
Flatmates, trips, Thursday padel.
Give every shared part of life its own group with a name and an emoji. Invite people by email or share a code — they join in a tap.
- A group for each flat, trip or team — each with its own balance and history
- Invite by email, or copy and share an invite code
- Invite links open the app straight to the right group
- Log one-off expenses with no group at all
- Share a group to WhatsApp, as a balance image, or as a read-only web link
- Leave a group whenever you're done with it
Settle up
On paper, not your bank.
Pay each other however you already do — cash, bank transfer, any app. Then record it in Splitoon and everyone's balance updates.
- Settle from a group or straight from a friend's page
- One tap to record each open balance
- Payments show in history, clearly marked as settlements
- Splitoon never connects to your bank or moves money
Dashboard
See where it all goes.
A quiet little analytics view for your shared spending — handy for flat budgets and end-of-trip post-mortems.
- Today, This week, This month — or any custom date range
- Totals for expenses, what you paid, and average per day
- Daily spend-over-time chart
- Category breakdown with your top category highlighted
Activity & notifications
Everyone stays in the loop.
A single timeline of everything that happened across your groups, backed by push notifications and an in-app inbox.
- Feed of new expenses, payments and joins, grouped by day
- Push notifications when an expense or invite lands
- In-app notification inbox with unread badges and Mark all read
- Pull to refresh to sync with the server anytime
Security & privacy
Private by design.
Shared money is personal. Splitoon locks behind your face or fingerprint, shows receipts only to the people they were shared with, and lets you leave cleanly.
- Face ID, Touch ID or Android biometric app lock
- Sign back in with biometrics instead of your password
- Session tokens kept in secure device storage
- Delete your account in-app or on the web, any time
- No ads and no third-party advertising trackers
Appearance
Cream by day. Ink by night.
Light, dark, or follow your phone. Every colour is tuned for contrast in both — and amounts always carry a word, not just a colour.
The full list
Every feature, in one place.
Everything that ships in Splitoon today.
Splitting
- Split equally
- Split by exact amounts
- Split by shares (e.g. 2 : 1 : 1)
- Money stored in whole cents — no rounding drift
- “Left to assign” / “over the total” check
- Shares always sum to the total, validated on the server too
Balances
- Overall net balance
- Owed to you vs. you owe
- Per-friend balances across all groups
- Filter: Everyone · Owes you · You owe
- Search people
- Friend detail with shared history
Groups & friends
- Create groups with a name and emoji
- Per-group balance and expense history
- Invite by email
- Share an invite code
- Invite links that open the app
- Join with a code someone shared
- Share balances to WhatsApp or any app
- Balance card image for chats and stories
- Read-only web link — no app needed to check balances
- Add a friend directly
- Leave a group
Settling up
- Settle up from a group or a friend
- Record payments in one tap
- Settlements shown distinctly in history
- Never moves money or touches your bank
Dashboard & insights
- Today / This week / This month presets
- Custom date range picker
- Total expenses, You paid, Avg / day
- Daily spend-over-time chart
- Spending by category with top category
Activity & notifications
- Activity feed across all groups
- Push notifications
- In-app notification inbox
- Unread badges and Mark all read
- Tap a notification to jump to its group
Security & privacy
- Face ID / Touch ID / fingerprint app lock
- Biometric sign-in
- Tokens kept in secure device storage
- Receipts visible only to the group (or people in the expense)
- In-app and web account deletion
- No ads, no ad trackers, data never sold
Account
- Email and password sign-up
- Email verification
- Forgot-password reset by email
- Sign out
Personalisation
- Choose your country
- Choose your currency — searchable list
- Light, dark, or match the system
- Warm, colour-blind-friendly design with word labels
Sync & reliability
- Groups sync across all your devices
- Local database cache for fast loading
- Pull to refresh, or Refresh from server
- Clear feedback when a sync fails
Everywhere you are
- iPhone and Android
- Free to use — unlimited expenses, no ads
- Built by a small team — email a human
Honest by design
What Splitoon won't do.
Some features are missing on purpose.
Move your money
No wallets, no transfers, no card on file. Settle-ups are records only.
Connect to your bank
No bank logins, no account linking, ever.
Cap your expenses
No daily limits, no cooldown timers, no paywall on recording a debt.
Sell your data or show ads
No advertising trackers in the app or on the site.
On the roadmap
What we're building next.
- Next · 01
Edit & delete expenses
Fix a typo or remove a duplicate from an expense detail screen.
- Next · 02
Custom settle-up amounts
Record partial payments, plus “who pays whom” simplification.
- Next · 03
QR invites
Show a QR code to let someone join a group in person.
- Next · 04
Recurring expenses
Rent and utilities that add themselves every month.
Something you'd like to see? Tell us.
Split it with anyone.
Free and unlimited · No ads · Coming soon to the App Store and Google Play.